Mastercard

Biz360 Cashflow

  • CX + Design Lead
  • Product Design
Overview

Mastercard Biz360 is a unified business management tool, delivering easy cashflow management and insightful open banking features for small businesses.

Roles
  • CX + Design Lead
  • Product Design

Biz360: A unified business management tool

Mastercard Biz360 is a comprehensive platform that equips small businesses (SMBs) with the essential tools they need to efficiently run, manage, and grow their business. On the platform, an SMB can prioritize tasks, enhance their digital presence, and manage customer data to drive business success. 
With the integration of open banking features, SMBs have a powerful cashflow management solution, designed to streamline the way small and medium-sized businesses handle their finances, projected to deliver over $24M by 2028.

Simplifying cash flow for SMBs

While SMBs are the backbone of the economy, many fail within their first few years due to one critical blind spot: cash flow management. Biz360 was designed to solve this by consolidating the disconnected data that often leads to these failures.
By unifying disparate accounts into a single platform, Biz360 provides a comprehensive, real-time picture of a company’s financial health, empowering owners to forecast future needs and stay competitive in a rapidly evolving market.

Analytics with actionable, AI-driven insights

The platform finds patterns over time and offers AI-driven insights of transactional data. Users can leverage the platform to review their monthly financial performance through detailed analytics, enabling them to compare income and expenses over time, identify trends, and refine their business strategies. By tracking and categorizing expenses, they can uncover high-cost areas and implement cost-saving measures, while performance benchmarking allows them to measure progress against industry standards or past results.

Discover how Open Banking enhances efficiency for your business

The marketing website demonstrates how Open Banking can revolutionize their business and how it securely connects to existing accounts. Biz360 Cashflow transforms financial data into a single, centralized dashboard, eliminating the need to switch between apps and manually enter data, saving valuable time and resources. By consolidating scattered data, Biz360 Open Banking helps them take control of their business finances.

Outcome

Biz360 is transforming financial management for small businesses.
Following a successful market test and commercial launch, its integrated cash flow management and
Open Banking features are empowering entrepreneurs with the tools to grow and succeed.
With a strong commercial focus, the Open Banking integration is projected to deliver
$3.9M in net profit by 2025 and $24.7M by 2028, achieving a 54.7% margin.